Mortgage Rates at 7.3% and a Hawkish Fed: A Game Plan for San Diego Buyers and Sellers

I wear two hats: Broker Associate at eXp Realty and Loan Officer at West Coast Financial. So I see the rate picture from both sides of the deal. Rates moved fast this fall, and the Fed meets this week, so here's where things stand and what to do about it. Where Mortgage Rates Are Right Now According

Buying a Home in North County San Diego With Rates Above 7%: A Lender's-Eye Guide

Before I was a broker, I worked on the lending side. So when buyers ask me whether they can afford to buy right now, I don't start with listings. I start with the numbers. Rates are higher than most people hoped for this year. That's real. But "higher rates" doesn't automatically mean "don't buy." I